The word “budget” was never much in my vocabulary until the last year or so. I struggled with math in school (and, therefore, other subjects that relied on math, such as statistics and economics), and budgeting just never quite made sense in my mind. I remember when my husband sat me down and adapted his budget spreadsheet in Excel to make a new version for me, and it was just…over my head. I’ve never been as good with money as I could be, but I’m not financially irresponsible, so I always managed to scrape by. Then, I learned about You Need a Budget* (also known as YNAB) – I don’t even remember how anymore – and decided to give it a try.
5 Mindset Shifts for 2018
I don’t think I’m in the minority when I say that 2017 was a pretty challenging year for me, both in my personal life and in my business life. During late fall/early winter in 2016, I was happily planning ahead for 2017 – with the help of Amber McCue’s Planathon event – and setting goals for the year (for my business – I’ve never been too big on New Year’s resolutions and things like that). Into the first…oh, I don’t know, at least quarter of the year, this kind of optimism about how the year would go – my first full year working from home full-time – persisted. But then, around May or June, things started to go a bit downhill.
How I Knew It Was Time to Hire a Subcontractor
My business exploded in late July and early August of 2016. I’d been in business for about a year at that point, and my business had been growing in fits and starts during that time. But, all of the sudden, it just outright burst through the ceiling that had seemingly been on it. That growth continued – it’s still growing – and for a long time, I struggled to keep up with everything by myself. A few times I received the advice that I should hire a subcontractor, but I knew I just wasn’t there yet, at least financially.
Why You Need to Celebrate Your Successes
At the time of publishing this blog post, I had recently re-launched my online group coaching program, Teacher-Seller Virtual Assistant School, which inspired me to write this post. Sort of along the same vein of living in the moment, I think more people need to pause, reflect on their successes, and own the magical unicorns that they are, because we all have SO many successes that we tend to just ignore because we’re too focused on the next one we want to try to achieve.
How I Set Up My Business Finances
You started your business because you were passionate about your idea, or because you saw a hole in the market that you could fill, or because you want to change the world. (Hey, I’m not judging!) That’s pretty freaking awesome, but…there’s more to running a business than just executing your idea. That’s why I’m here with this post to talk about how I set up my business finances!